How does TermSite provide the web's most affordable rates? 
TermSite has the most advanced Term Life Insurance System in the World.  

  • The plans that you can quote, apply, and gain coverage from now, have been specifically designed to cut the time and paperwork associated with insurance processing. We have attributed an approximate savings that cost most consumers 30%-40% of the premium costs.  

  • Because our system is so efficient, we have lowered the costs associated with gaining new customers. We have found this saves another 20% of the "traditional" costs associated with the other term insurance products on the web.  

  • Did you Know - A "Typical" term insurance policy weighs over 1 pound.  Lets now measure the cost savings of: 

    • Mailings

    • Correspondence

    • Premium billing notices

    • Late notices

    • Policy amendments

    • Insurance Agent Sales Kits

    • Marketing Meetings

    • Insurance Agent Trips

    • Sales Seminars

    • Plus many other things too numerous to mention.

    To TermSite, the items above are unnecessary and are very expensive.  With our online support system, you always have instant access to every document that we have regarding you.  

    We feel that we can save you money, our average consumer saves $200 - $300 per year with our insurance plans.  Some consumers can expect savings from 40% to over 70%.

    So we invite you to browse all over the web and research every other term insurance site. Nowhere will you find rates so affordable with the added security of the only term insurance that can provide you instant coverage today.

   

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The Instant Term and Select Term life insurance policies are issued by The American Life Insurance Company of New York, a fully licensed, 50-state insurer, with its home office in New York, NY. American Life has a rating of Very Good (B++) from A.M. Best (on a scale of A++ to F) for financial strength and operating stability. The products are obligations of American Life, are not insured by the FDIC and are not guaranteed deposits. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The products may not be available in all states. The policies are issued as ALNY-SEL-03 and ALNY-INST-03, respectively, or a variation of such. Shannon F. Kennedy, Licensed Agent. CA License # 0D43589

The term life insurance is issued by Guarantee Trust Life Insurance Company, home office in Glenview, IL. The product is an obligation of Guarantee Trust Life and is not insured by the FDIC and is not a guaranteed deposit. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. Product may not be available in all states. Forms: Policy Series 99RTNP; Group Master Policy LMP-2000.

Shannon Kennedy, Licensed Agent. CA License # 0D43589